Privacy Policy
1. Privacy and data protection
1.1 We are committed to respecting your privacy. This privacy policy (the "Policy")
describes the ways in which we collect information from you when you use the
No Worries Loans website,
("the Website") and what we may use it for.
1.2 The Policy only applies to the Website.
1.3 Use of the Website by you and the checking of the “opt in check box” constitutes
acceptance of the Policy.
2. Confidentiality
2.1 We acknowledge that your personal data and other information supplied by you to us
("your information") may be confidential. We will maintain the confidentiality of and
protect your information in accordance with this policy and to the extent required by
English law (including the Data Protection Act 1998).
3. Collection of information
3.1 The Company’s collects and processes your personal data in order to provide you
with a loan broker and debt management services provided by carefully selected partners.
3.2 We collect data from you in various ways:
- when you apply to use our services;
- by our use of "Cookies" (see below);
- during the course of your use of the services; and
- when we request further information from you from time to time.
3.4 We recognise that this data may comprise personal data and/or sensitive personal
data ("Personal Data"), to which UK data protection laws may apply. This Policy
describes how we fulfil our obligations under those data protection laws.
4. How the Personal Data is used
4.1 We may use the personal information we collect from you to build up a profile of
your interests and preferences. This information may be disclosed to other group
companies and carefully selected third parties and/or used to make you aware of products
or services that you may find of interest. If you do not wish to have your details
passed on to carefully selected third parties or if you do not wish to receive
unsolicited communications from us please inform us by telephone, post or fax in
accordance with Clause 7.1
5. Disclosure
5.1 Other than as set out in paragraph 4 above, we will not disclose your Personal
Data to any third party without your consent, unless we are required to do so by any
applicable law or regulators (in the UK or elsewhere).
6. Collection of information through use of cookies
6.1 The Website collects information through the use of "cookies". A cookie is an
element of data that a website can send to your browser, which may then be stored
on your hard drive. For more information about "cookies", please see the website
www.allaboutcookies.org. The Website
writes a cookie to the user’s computer. The “cookies” do not record any personal
information.
6.2 If you do not agree you can choose to not receive a cookie file by enabling your
Web browser to refuse cookies or to prompt you before you accept a cookie.
7. Subject Access
7.1 You have the right to access and the right to rectify your personal data by sending
us a written request to the address given below:
Data Controller
No Worries Loans
Phones On Finance House
Burley
Leeds
LS4 2PX
United Kingdom
8. Use of Third Party Services
8.1 Any third party to whom we provide access to your Personal Data shall be required to
process your Personal Data in accordance with English law (including the Data Protection
Act 1998).
9. Changes to Privacy Policy
9.1 We reserve the right to change the Policy at any time. If we do so we will place an
updated version on the Website you should ensure that you review the Policy on a regular
basis.